Retail
APS provides you with credit card and check services that open a world of possibilities for making receiving payment from your customers quicker, easier, and safer than ever before. We provide everything you need including set-up, equipment, installation, training, marketing materials, hands-on personalized customer service, and 24 hour technical support.
Credit Cards
Take all major credit cards and debit cards as payment from your customers, and increase your sales and profits immediately. Accept Visa, Mastercard, American Express, Discover, Diner’s Club, JCB, and more. Bring in more customers, more often, who spend more money with you. According to the American Bankers Association, your sales will increase by 30-50%. Taking credit cards from your customers is not just smart. It’s also easy, it’s economical, and it’s professional. Transactions are processed in less than 10 seconds, and deposits are made electronically to your bank in 1-2 days. Your customers expect to be able to use them to pay for goods or services. If you don’t allow your customers to use cards, your competition will.
Checks
Although more and more customers are using their debit and credit cards to make purchases, and some few still use cash, there are still a significant number who want and expect to be able to write checks. If you don’t accept checks you will lose some customers and some sales. But if you are going to take checks, you absolutely must have some type of check protection service, and APS has the widest variety of these services available anywhere. We have everything from the basic Check Verification, which simply tells you if the check writer is a bad risk because of a negative history, to Check Guarantee, which assesses the risk and guarantees payment even if a check does bounce on low risk check writers, to Check Conversion, which converts checks into electronic debits that are guaranteed not to bounce.
Gift and Loyalty Cards
These customized pre-paid transaction cards provide the ultimate in merchant profitability, safety, marketability, and accountability. Emblazoned with your business name, and, if desired, the business logo, they are an extremely valuable and popular addition to the list of payment options now available to you. The cards can operate as either a gift card, which makes them the electronic equivalent of a gift certificate, or as a loyalty card, which allows them to be used as an effective marketing tool.
The card is either pre-loaded for a predetermined amount, or it is loaded for a certain amount at the time of purchase. The customer purchases the card with cash, check, or credit card. The card is then ready to be used, but only at your store. It can be reloaded an indefinite number of times for reuse. Your only costs are a small initial setup fee, a small fee for the purchase of the cards, and a minimal per transaction charge.
Here are just some of the benefits:
- You are paid now for the card, which is used sometime later. This provides a tremendous boost to your cash flow.
- The customer will plan to shop with you, rather than doing so on impulse.
- Over half of gift receipients make more than one trip to the store to use the value on the card.
- More than 60% of gift card recipients spend more at the store than the value of the card.
- Loyalty cards give the ability to track and reward loyal customers.
- Card holders often leave some portion of the card value unused, further increasing your profitability.
These are just a few of the advantages that thousands of merchants are experiencing with gift and loyalty cards. Speak to one of our consultants to get more details on how they can do even more for you.
Meet your personal agent today to learn more about the custom payment processing solution for you!
Internet E-Commerce
If you would like to be able to sell your products on the internet, we can provide you with a variety of programs to allow you to do so. Your customer can purchase products in “real time” when they shop at your web storefront. All of our programs provide a secure encrypted environment so that both you and your customer can feel safe and secure that your information and theirs is protected.
When your customer wants to “shop” while in your web storefront, he will simply click on the item he wants to purchase, and place it in the shopping cart provided. You can either have your shopping cart custom built by your web developer, or you can use the system provided as a standard part of our e-commerce programs. Once the customer has finished “shopping”, he will simply fill in his credit card information, along with several other required pieces of information for the purpose of properly identifying the legitimacy of the “shopper”. The transaction is either authorized or declined within a matter of seconds. You, the merchant, receive e-mail notification of the sale and all relevant information, and you then fulfill the order. Funds are deposited to your checking account at your bank in 2 business days.
Join the millions of other business owners who sell their products on the internet. Increase your visibility, your sales, and your profitability by being able to sell your products 24 hours a day, seven days a week. It’s safe, secure, and easy. Talk to one of our professionals today to get started.