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APS

Advanced Payment Systems, Inc. (APS) specializes in providing Credit Card and Check Processing, Verification, and Protection services. We offer the widest variety of services and options anywhere under one roof, with all of our programs being designed to increase profitability and minimize losses. APS and its affiliates have over 50 years of combined experience in the credit card processing and check service industry. Put our experts to work for you, and open a world of possibilities that will make receiving payment from your customers quicker and easier than ever before. We provide everything you need including set-up, equipment, installation, training, marketing materials, hands-on personalized customer service, and 24 hour technical support. Each account will also receive regular detailed accounting for all customer activity. At APS, your business will always be valued, and you will never be treated like “just another number”.

The APS Approach

The APS program is designed to be a true one-stop-shop for all of your merchant service needs. We offer a wider variety of services than any other single source. These include, but are not limited to credit card and check processing accounts, and numerous programs to protect you against NSF checks. Our abundance of options allows us to provide accounts for many different categories of merchants, including store-front, home-based, mobile, internet E-Commerce, phone orders, and mail orders. Whether you are just getting started and need guidance, or if you have been in business for awhile and are looking for a company that actually cares about its merchants, look no further. APS will offer you the most economical, up-to-date, comprehensive packages available anywhere. Our goal is to provide you with a quality account that best meets your needs, not ours.

We do not offer a one-size-fits-all solution because we know there are inherent differences to each business. For that reason, we have hand-picked multiple providers for every service we offer. This allows us to place you in the program that  best suits your specific needs. It also allows us, in some cases, to reduce your rates, or even to eliminate some of your fees.

Our providers and processors are among the most experienced and respected in the industry. They provide accounts and transaction processing for hundreds of thousands of merchants across the country. We work as a team to offer nothing less than the highest quality service and technical support. All problems, questions, changes to the account, supply requests, additional service requests, or any other matter important to you, will always be addressed promptly and professionally. All customer service and technical support staff are cross trained to provide optimum service to you whenever we are needed.

Our aim is not just to get your business, but to keep it. Our customer retention rate of more than 98% is among the best in the industry, and is only made possible by the unprecedented level of service and support offered by APS and its affiliates.

Give our winning team the opportunity to earn your business. You’ll be glad you did.


Meet your personal agent today to learn more about the custom payment processing solution for you!